JOB ROLE

 Responsible for underwriting of Consumer Durable applications.
 Manage credit quality and control delinquencies.
 Understand credit policy and processes as well as credit environment in the city / branch.
 Ensuring 100% screening of new applications.
 Ensuring appropriate work allocation.
 Responsible for updating and maintain sound Market intelligence of Consumer Durable business.
 Investigation on pre-acquisition fraud
 Managing Weekly and Monthly MIS and Trackers.
 Assessing training needs to accelerate his team’s performance.
 Frequent check on feedback going to business.
 Monitor and enforce approval rate and TAT as per prescribed standards.
 Co-ordination with Business team for resolving queries.
 Sharing of best practices and trend for respective locations.
 Managing manpower requirements on timely basis.

KEY RESPONSIBILITIES

 Fraud detection and prevention.
 Credit Management.
 Decision making and capability of exception processing.
 Workflow understanding and good time-motion study abilities.
 Team Management. SKILLS / COMPETENCIES REQUIRED
 Graduate/MBA with 6-8 years of experience.
 Understanding of CD Business and its key aspects.
 Strong Inter-personal and leadership skills – ability to hire/train/motivate/retain large teams.
 Ability to drive and track profitability at unit levels

 

SKILLS/COMPETENCIES REQUIRED

 Graduate/MBA with 6-8 years of experience.
 Understanding of CD Business and its key aspects.
 Strong Inter-personal and leadership skills – ability to hire/train/motivate/retain large teams.
 Ability to drive and track profitability at unit levels