Review and assess a broad range of complex loan applications within defined guidelines and
accordingly take decision and derive loan eligibility.
 Build and facilitate the best outcomes for clients by building and leveraging effective
relationships with Lender partners with quick disbursals processes.
 Enable quick turnaround time of credit lending proposals for the business in close liaison
with the Credit team & Lenders team.
 Efficient negotiator to close the deals with sales closure attitude.
 Ensuring Data Integrity through automated way of quality checking financial accuracy,
performing key ratio analysis for credit assessment, in depth knowledge of rational behind
calculation of ratios & its impact on loan performance etc.
 Presenting and quality checking the Credit Analytics generated by platform and perform
various tasks to support the credit algorithm function in automated way.
 Ability to derive the credit policies of lender partners from the scratch & advise the
customers on most appropriate product offers basis technical assessment.
 Key part in CRM & process Implementation for the customized business processes across
Credit Operations Team, Finance Team, Business & Sales Team etc.
 Maintain Portfolio MIS, Business performance MIS and other operations related MIS of the
function and regularly reporting the same.
 Take ownership of client/team’s queries and use industry knowledge and experience to
overcome challenges.
 Maintaining business relationship with key lenders for ensuring minimum TAT in the process
from login to disbursement of the file with lender partner by hand holding.

 Evaluating the financial position of clients by reviewing data, including financial ratios.
 Understanding borrower’s debt requirement & advising them on best loan product match
and best lender for their needs.
 Facilitate the loan closing process ensuring all required policies, guidelines and standards are
met.
 Address more complex escalated customer and lender request and escalate with